Roth Ira Limits 2024 Married Filing Jointly Vs Single. Here's a rundown of the 2023 and 2024 roth ira income and contribution limits, based on your filing status and modified adjusted gross income (magi): If you’re married filing jointly or a qualifying widow(er):
If you make more than that, the maximum contribution decreases as your magi goes up to the maximum of $161,000 for 2024. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.